The Card with a world of new opportunities!

Troy Bank & Trust Visa® Debit Card 

Enjoy the convenience & security of Visa

We have provided important Consumer and Business cardholder information
below for New and Reissued Visa cards.
Learn more about this new card and all of the benefits it can offer.

Visa Consumer Debit Card                Business Visa Debit Card




Call to report a lost or stolen Debit Card 24 hours a day/7 days a week!

Planning to Travel? Be prepared and let us know!
Click here if you plan to Travel and use your Visa Debit Card

ScoreCard Rewards - learn how to earn points when you use your Visa Debit Card  Click here

SecurLOCK™ Equip
Now the power to protect your card is in YOUR hands!

SecurLOCK™ Equip is a FREE mobile app that allows you to control how, when and where your Troy Bank & Trust debit cards are used. It gives you the ability to further protect yourself against fraud and unwanted account spending by allowing you to customize a number of alerts and control features.

Learn more in the information below and download the app from your App Store today.


 Learn More                      Using the App


TB&T Debit EMV Card Security and Information®

How to Use Your Chip Card

  • Insert the card face up into the dip reader
  • The card will remain in the terminal/ATM
  • Follow the terminal/ATM prompts
  • Sign your receipt or use your PIN
  • All transactions will appear on your regular monthly account statement
  • Be sure to take your card with you after you have completed the transaction!

The Benefits of Your Card

Your chip card can be used to perform all of the usual ATM functions and can be used to make
purchases at millions of merchants worldwide.
Use this excited new card to...

  • Make purchases anywhere debit cards are accepted
  • Receive cash back above the purchase amount
  • Pay for purchases by mail, phone, or Internet
  • Make cash withdrawals at ATMs
  • Avoid time consuming check approvals

Debit Card & PIN Safety Tips & Links

  • Please sign your card upon receipt
  • Destroy your old card when it expires or when your new card becomes effective
  • Safeguard your Card Number
  • Always obtain merchant receipts and destroy carbons
  • When using your card at merchant locations, always keep your card in sight
  • Memorize your PIN. DO NOT write it on the back of your card or keep it with you
  • Never give your PIN to anyone
  • Remember to pick up your ATM receipts before leaving the ATM
  • Lost or Stolen Credit, ATM or Debit Cards


Consumer Error Resolution                      Business Error Resolution

Visa is a registered trademark of Visa International Services Association.



You are leaving Troy Bank & Trust

By clicking Continue, you will be taken to a website that is not affiliated with Troy Bank & Trust. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Troy Bank & Trust's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Troy Bank & Trust.


Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that Internet email is not a secure method of communication. Please do not submit any information that you consider confidential. We recommend you do not include any specific identifying information such as your social security, account, PIN numbers, date of birth, etc...


Affiliate Website Notice

By clicking Continue, you will be taken to our affiliate's website. Products and services offered shown will be provided by our affiliated entity. Some products offered may not be FDIC insured. Please read the privacy and security policies on our affiliate's website. In some instances, these policies may differ from those of Troy Bank & Trust Group.