Cash Management

Important Cash Management resources

• Login Access
• ACH Credit Authorization Form (for Direct Deposits or Accounts Payable)
• ACH Debit Authorization Form (for Drafts or Accounts Receivable)
• Best Practices
• Quick Facts   
• Holiday & Processing Schedule
• ACH Originator Guide 2021
• ACH Originator Responsibilities: ACH Rules & Facts Guide 2021
• ACH Origination Annual Certification Form 2021
• Business eBanking Master Agreement

You're in business to provide a superior product or service, be your own boss and, more importantly, make money. You're not in business to spend hours on banking. With our web-based Cash Management tool, you have instant access to all of your banking any time, any place. With a few clicks of the mouse, you can access the overall status of your finances, transfer money between accounts, prepare and send employee payroll, and issue a wire transfer. Which leaves you plenty of time to take care of your other business responsibilities.

Work Smarter With Fast Access to the Information You Need.

Cash Management keeps you on target with your business goals and helps you make educated financial decisions. With instant access to your money and the flexibility of moving resources anytime, day or night, you have everything you need to be successful. You're streamlining your financial processes and saving valuable time to devote to your business.

Access Accounts Online.

With Cash Management, you can manage accounts you have with us from one place. You can get your latest balance, see your most recent and pending transactions and even set account alerts that will notify you of high and low balances. Once online, you can also export financial information into your personal money management software (like QuickBooks®).

Move And Manage Your Money.

If you need to transfer funds between accounts you hold within our bank or between accounts you hold with us and elsewhere, you can do it with the click of your mouse. And, one-time and recurring ACH transactions and wire transfers can be set up in no time—right from your home or office computer.

Do-It-Yourself Money Management.

If you don't have time to leave the office for your banking needs, you can stop payments, reprint checks and statements online with Cash Management. It's even easier than filling out a form and handing it to the teller.

Fast, Simple And Easy To Use.

Cash Management is a web-based application, so as soon as you're logged on, you can use any of the Cash Management features you are set up to use. You can communicate with our Cash Management specialists and request information 24-hours a day. Because you control your login information (Login ID, Passcode and Secure Token), you have complete control over who sees your financial details.

The Secure Token Sign-On.

• Provides Troy Bank & Trust with the ability to offer required token-based authentication at login for users mitigating the risk and potential monetary losses due to fraudulent activity.
• Does not replace Login ID login; it adds as an additional security layer.
• Is applied at the individual Cash Management user level, not the company level, to provide complete flexibility in assigning tokens.

The Secure Token is required for all Cash Management users to access the system.

Cash Management Fee.

Please note there is a monthly fee for the Cash Management system. This fee is based on the company's EIN and the accounts with that same EIN rather than each checking account, each user and/or each file originated. If approved as a Cash Management customer, the account you specified as your fee account would be charged $25.00 per month for the company's Cash Management account on our system. If your company utilizes the ACH File Upload option within Cash Management, your fee account would be charged $35.00 per month($10.00 + $25.00 Cash Management fee).

Are you ready to stop focusing on your banking and start focusing on your business? Call, email or stop in today to sign up for Cash Management!

With secure round-the-clock access to your accounts, you'll never need to leave your office to make a transaction. And, since the technology is web-based, there's no software to install and you can access the site from any computer in the world. With Cash Management, you can quickly and easily:

• Transfer money between accounts
• Initiate wire transfers
• Schedule recurring transfers
• Originate ACH requests
• Request a variety of reports
• Set balance account alerts
• View checks, deposits and deposited check images
• Prepare and send employee payroll

Put Technology To Work For You.

Cash Management has never been easier—it's like having a dedicated financial planner as part of your staff. Sign up and start putting technology to work for you with our time and money saving Cash Management tool!